Welcome

At Premier Financial Planning Services, we are dedicated to helping our clients achieve the freedom that comes from confidently making good financial decisions.

We encourage a completely transparent way of doing business. As such, we operate on a fee-only basis for our services.

Our Services

Essentially we offer 3 services at our firm:

Financial Planning is a process by which your financial situation is analyzed, alternatives are provided and recommendations are made. Find out more.

Financial Planning can be a comprehensive analysis of every element of your financial situation. Or, Financial Planning can be a modular examination of one or two aspects of your financial situation. For example, clients want to know how much income they will have in retirement and what format that income should take.

Either way, Financial Planning is a holistic approach to your finances. That simply means that we consider all the implications of certain plans or strategies when we advise for or against them.

We are happy to provide this service exclusive of any others.

Find out more about our Fee Only Financial Planning services
Investment Advice – We advise clients with respect to their investment portfolios only when requested to do so. We have a few different options that clients can select from. Our focus is on achieving the correct diversification strategy and minimizing costs.

Find out more
Financial Divorce Specialty Work – This is a subset of Financial Planning. This work focuses on helping clients understand their new financial situation. It also focuses on helping clients understand the long term implications of the division of assets.

Find out more about our Financial Divorce Specialty

Recent Articles

Will I Need Long Term Care ?

Posted on 05-14-2013

Many mistakenly believe that if they need Long Term Care, either in their home or in a facility, the cost will be covered by provincial health care or other government agencies. While certain programs are available, a large portion of these costs become the responsibility of the patient or their family.

Your Financial Future

Posted on 05-14-2013

Much of what we do today is to improve our future financial position. As with anything, we can get better results by following a plan. This is why both Estate Planning and Financial Planning are important for those who want to ensure better tomorrows for ourselves and our families.

Diversification is Key

Posted on 05-14-2013

As with many retirement savers, it took two stock market crashes (2001, 2008) and a global financial crisis to convince Adam and Sonya that trying to "time the market" or pick specific sectors was a costly exercise in futility. But, with the value of their RRSPs nearly halved in the 2008 crash, they also recognized that they could not afford to avoid equities if they were going to have any chance of meeting their retirement goals. That’s when they adopted the time-tested, academically-based principle of diversification in their investment strategy.